Agar aap ek aise insurance plan ki talash me hain jo aapko maturity par ek accha return de aur insurance cover bhi provide kare, to LIC Endowment Plan ek best option ho sakta hai. Is blog me hum LIC Endowment Plan ke fayde, features aur ek LIC Endowment Plan Calculator kaise kaam karta hai, ye sab discuss karenge.
LIC Endowment Plan Kya Hai?
LIC Endowment Plan ek special life insurance policy hai jo sirf death benefit hi nahi balki maturity par ek achha lump sum bhi provide karti hai. Ye plan unke liye best hai jo long-term savings aur insurance protection ek saath chahte hain.
Is Policy Ke Major Features
✅ Life Cover + Savings ka combination
✅ Maturity Benefit ke saath bonus bhi
✅ Flexible premium payment options
✅ Loan facility available
✅ Tax Benefits under Section 80C aur maturity par tax-free payout (Section 10(10D))
LIC Endowment Plan Calculator
LIC Endowment Plan Calculator Kaise Kaam Karta Hai?
LIC Endowment Plan Calculator ek smart tool hai jo aapko estimate batata hai ki aapki policy ka maturity benefit aur premium amount kitna hoga. Aapko sirf kuch basic details fill karni hoti hain jaise:
Sum Assured (Kitni Raksha chahiye?)
Policy Term (Kitne Saal Tak?)
Age aur Annual Premium
Bonus aur Loyalty Additions
Iska Fayda Kya Hai?
➡️ Instant Calculation bina kisi manual effort ke
➡️ Clear breakdown of maturity benefits
➡️ Easy to use aur accurate results
FAQ: LIC Endowment Plan Se Jude Sawal
Q1: LIC Endowment Plan ka tenure kitna hota hai?
A1: LIC ke alag-alag plans ke tenure 15 se 35 saal tak hote hain.
Q2: Agar policyholder ki death ho jaye to kya hoga?
A2: Death benefit nominee ko diya jata hai, jo ki sum assured aur bonus ka combination hota hai.
Q3: Kya LIC Endowment Plan ka maturity amount tax-free hota hai?
A3: Haan, maturity amount Section 10(10D) ke under tax-free hota hai.
Q4: Kya is policy me loan le sakte hain?
A4: Haan, aap surrender value ke basis pe loan le sakte hain.
Q5: Kya policy lapse hone ke baad revive ho sakti hai?
A5: Haan, grace period ke andar aap policy ko revive kar sakte hain.
Aur Bhi Information Ka Liya:-
Conclusion
Agar aap ek behtareen investment aur insurance plan chahte hain jo aapko maturity par ek accha return de, to LIC Endowment Plan ek solid option hai. Is blog me humne LIC Endowment Plan Calculator ke benefits aur use kaise kare, sab kuch bataya. To der kis baat ki? Apni financial planning aaj hi start karein!
Aur Bhi Blogs Ka Liya:-
LIC Money Back Policy Calculator
LIC Jeevan Tarun Maturity Calculator