LIC Saral Pension Plan Calculator—Best Retirement Option
Agar aap secure aur guaranteed pension plan dhund rahe hain, toh LIC Saral Pension Yojana ek best option ho sakta hai. Yeh plan lifetime guaranteed income provide karta hai, jisme aap ek lumpsum amount invest karke fixed monthly pension paa sakte hain.
Is blog me hum jaanenge:
✅ LIC Saral Pension Plan kya hai?
✅ Iske benefits aur eligibility kya hai?
✅ Kaise pension calculate karein using LIC Saral Pension Plan Calculator?
LIC Saral Pension Plan Kya Hai?
LIC Saral Pension ek immediate annuity plan hai jisme aap ek baar investment karte hain aur poori zindagi pension milti hai. Yeh plan IRDAI ke standard guidelines ke hisaab se design kiya gaya hai, taaki sabko ek simple aur easy pension option mile.
Key Highlights:
✔ Single Premium Investment – Ek hi baar payment karna hota hai.
✔ Lifetime Pension – Monthly, quarterly, half-yearly ya yearly pension options.
✔ Return of Purchase Price Option – Death ke baad nominee ko invested amount milega.
✔ No Maturity Benefit – Yeh sirf ek pension plan hai, maturity amount nahi milta.
LIC Saral Pension Plan Benefits
✅ Guaranteed Lifetime Pension – Ek baar invest karne ke baad regular income.
✅ Multiple Annuity Options – Single life ya joint life pension choose kar sakte hain.
✅ Death Benefits – Nominee ko invested amount milega agar return of purchase price option select kiya hai.
✅ Loan Facility – Emergency me loan le sakte hain.
✅ Flexible Payment Frequency – Monthly, quarterly, half-yearly ya yearly pension choose karein.
LIC Saral Pension Plan Calculator – Kaise Kaam Karta Hai?
Agar aapko apni pension amount calculate karni hai toh niche diye gaye LIC Saral Pension Plan Calculator ka use karein. Yeh calculator purchase price ke hisaab se estimated monthly pension batayega.
LIC Saral Pension Plan Calculator:
LIC Saral Pension Plan Calculator
Estimated Monthly Pension:
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FAQs on LIC Saral Pension Plan
❓ Minimum investment kitna hai?
✔ Minimum ₹1,00,000 invest karna hoga.
❓ Pension kaise milegi?
✔ Monthly, quarterly, half-yearly, ya yearly options available hain.
❓ Maturity amount milega?
✔ Nahi, yeh ek pension plan hai, maturity benefit nahi hai.
❓ Loan le sakte hain?
✔ Haan, emergency me loan mil sakta hai.
❓ Nominee ko kya milega?
✔ Agar Return of Purchase Price Option select kiya hai, toh nominee ko invested amount milega.
Final Verdict – Kya LIC Saral Pension Plan Aapke Liye Sahi Hai?
Agar aapko guaranteed aur risk-free monthly pension chahiye, toh yeh plan best option hai. Yeh government-approved IRDAI scheme hai, jisme aapko secure aur tension-free retirement milega.
✅ Best for Retirement Planning
✅ Guaranteed Lifetime Pension
✅ Safe & Secure Investment
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