LIC Tech Term Premium Calculator – Best Online Term Plan?
Agar aap affordable aur high coverage term insurance dhund rahe hain, toh LIC Tech Term Plan ek best option ho sakta hai. Yeh pure risk cover plan hai jo nominee ko financial security provide karta hai agar policyholder ki death ho jaye.
Is blog me hum jaanenge:
✅ LIC Tech Term Plan kya hai?
✅ Iske benefits aur eligibility kya hai?
✅ Kaise premium calculate karein using LIC Tech Term Premium Calculator?
LIC Tech Term Plan Kya Hai?
LIC Tech Term Plan (Table No. 854) ek online term insurance plan hai jo low premium me high life cover offer karta hai. Is plan ka main purpose hai family ko financial protection dena in case of untimely death.
Key Highlights:
✔ Pure Protection Plan – Death benefit ke alawa koi maturity amount nahi.
✔ 100% Online Purchase – Sirf LIC ki website se buy kar sakte hain.
✔ Affordable Premiums – Normal term plans se sasta.
✔ Multiple Payout Options – Lump sum ya monthly payout choose kar sakte hain.
✔ Extra Coverage – Accidental rider add karne ka option.
LIC Tech Term Plan Benefits
✅ High Coverage at Low Premium – ₹1 crore cover bhi affordable premium me available hai.
✅ Flexible Payout Options – Death claim lump sum ya monthly income mode me le sakte hain.
✅ Rider Benefits – Accidental death ya disability rider add kar sakte hain.
✅ Tax Benefits – Premium par 80C tax exemption aur payout 100% tax-free hota hai.
✅ No Agent Charges – Purely online hone ki wajah se premium sasta hai.
LIC Tech Term Premium Calculator – Kaise Kaam Karta Hai?
Agar aap apna premium calculate karna chahte hain toh niche diye gaye LIC Tech Term Premium Calculator ka use karein. Yeh calculator age, policy term, sum assured ke hisaab se estimated premium batayega.
LIC Tech Term Premium Calculator:
LIC Tech Term Premium Calculator
FAQs on LIC Tech Term Plan
❓ Minimum aur maximum age limit kya hai?
✔ 18-65 years ke beech log apply kar sakte hain.
❓ Minimum sum assured kitna hai?
✔ ₹50 lakh se shuru hota hai.
❓ Maturity benefit milta hai?
✔ Nahi, yeh pure term plan hai, sirf death benefit hai.
❓ Rider options available hain?
✔ Haan, aap Accidental Death Rider ya Disability Rider add kar sakte hain.
❓ Tax benefits available hain?
✔ Haan, 80C aur 10(10D) ke under tax-free benefits milte hain.
Final Verdict – Kya LIC Tech Term Plan Aapke Liye Sahi Hai?
Agar aapko low premium me ₹1 crore ya usse zyada ka life cover chahiye, toh LIC Tech Term Plan best choice hai. Yeh pure risk cover hai jisme financial security milti hai bina kisi investment return ke.
✅ Affordable aur High Coverage
✅ Best for Family Protection
✅ 100% Online Purchase
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