Noor Bank Credit Card, now a part of Dubai Islamic Bank (DIB), offers a wide range of Sharia-compliant credit cards with exclusive benefits for customers in the UAE. Noor Bank credit cards provide users with rewards, cashback, lifestyle privileges, and travel benefits while ensuring adherence to Islamic banking principles.
Key Features of Noor Bank Credit Cards
- Sharia-Compliant Banking: Noor Bank credit cards follow Islamic banking principles, ensuring transparency and ethical financial services.
- Cashback Rewards: Cardholders earn cashback on everyday purchases, including groceries, fuel, and dining.
- Air Miles & Travel Benefits: Accumulate Air Miles for flights, hotel stays, and travel bookings.
- Complimentary Airport Lounge Access: Enjoy free access to selected airport lounges worldwide.
- Purchase Protection & Extended Warranty: Security against damage or theft for purchased items.
- Easy Installment Plans: Convert large transactions into affordable monthly payments.
- Exclusive Discounts: Special offers on shopping, dining, and entertainment across UAE and international partners.
- No Riba (Interest-Free Transactions): Complies with Islamic finance regulations, offering a profit rate structure instead of conventional interest rates.
Types of Noor Bank Credit Cards
1. Noor Bank Rewards Credit Card
- Earn reward points on every transaction.
- Redeem points for cashback, vouchers, or flight tickets.
- Free travel insurance and extended warranty benefits.
2. Noor Bank Platinum Credit Card
- Exclusive lifestyle privileges with premium dining and shopping discounts.
- Complimentary access to airport lounges worldwide.
- Comprehensive travel and purchase protection.
3. Noor Bank Signature Credit Card
- Earn accelerated rewards on select categories like travel and shopping.
- Higher cashback rates on fuel and grocery purchases.
- Free valet parking and concierge services.
4. Noor Bank Infinite Credit Card
- Luxury benefits, including personal travel assistance and premium hotel stays.
- Higher spending limits with exclusive offers.
- Complimentary access to premium airport lounges.
Benefits of Noor Bank Credit Cards
1. Convenient Payment Options
Multiple repayment options through online banking, mobile apps, and bank branches.
Auto-debit feature to avoid missed payments.
2. Security & Fraud Protection
Advanced security features with real-time transaction alerts.
Secure online transactions with OTP authentication.
3. Reward Programs & Cashback
Earn reward points or cashback on every purchase.
Redeemable for flights, hotel stays, and shopping vouchers.
4. Exclusive Travel & Lifestyle Perks
Free travel insurance covering medical emergencies and trip cancellations.
Complimentary lounge access and hotel discounts.
How do you apply for a Noor Bank credit card?
Eligibility Criteria:
- Minimum age: 21 years
- Minimum salary requirement: AED 5,000 – AED 25,000 (varies by card type)
- UAE resident with valid Emirates ID and passport
- Salary transfer to Noor Bank account may be required for certain cards
Documents Required:
- Emirates ID and passport copy
- Salary certificate or bank statement
- Completed credit card application form
Application Process:
- Visit the Noor Bank website or the nearest branch.
- Choose the desired credit card.
- Submit the required documents along with the application.
- Wait for approval, which usually takes 2-5 working days.
- Once approved, the card will be delivered to your registered address.
Click on the Below Link for a New Credit Card:-
Frequently Asked Questions (FAQs)
1. Is Noor Bank Credit Card Sharia-compliant?
Yes, Noor Bank credit cards follow Islamic banking principles and do not charge interest. Instead, they operate on a profit-sharing model.
2. What is the annual fee for Noor Bank credit cards?
Annual fees vary based on the card type, ranging from AED 0 to AED 1,500. Some premium cards come with fee waivers based on spending thresholds.
3. How can I check my Noor Bank credit card balance?
You can check your balance through Noor Bank’s online banking portal, mobile app, or by calling customer support.
4. Can I convert my transactions into instalments?
Yes, Noor Bank offers easy instalment plans that allow you to split large purchases into monthly payments at competitive rates.
5. How do I redeem my reward points?
Reward points can be redeemed for cashback, flight tickets, hotel stays, and shopping vouchers via Noor Bank’s rewards portal or mobile app.
6. What happens if I miss a credit card payment?
Missing a payment may result in a late payment charge. However, Noor Bank provides flexible payment options to help avoid penalties.
7. Is there a credit limit increase option?
Yes, based on your credit history and spending pattern, you can request a credit limit increase by contacting customer support.
8. How do I report a lost or stolen Noor Bank credit card?
Immediately call Noor Bank’s 24/7 customer service to block your card and request a replacement.
Conclusion
Noor Bank credit cards offer a blend of Sharia-compliant banking, attractive rewards, and exclusive travel benefits. Whether you seek cashback, lifestyle perks, or premium travel privileges, Noor Bank provides a card that suits your needs. If you’re looking for an ethical banking solution with added financial convenience, Noor Bank credit cards are a great choice.