Postal Life Insurance Premium Table PDF – Postal Life Insurance (PLI) ek government-backed life insurance scheme hai jo India Post dwara chalaya jata hai. Ye sabse purana aur bharosemand insurance plan hai, jo khas taur par government aur semi-government employees ke liye design kiya gaya hai.
Agar aap Postal Life Insurance Premium Table PDF download karna chahte hain ya iske premium rates aur benefits ke baare mein detail mein jaana chahte hain, to ye blog aapke liye hai.
Postal Life Insurance (PLI) Kya Hai?
Postal Life Insurance ki shuruaat 1884 mein hui thi, pehle ye sirf postal employees ke liye available tha. Lekin ab government employees, PSU workers aur semi-government sector ke log bhi iska fayda utha sakte hain.
🔹 Low Premium, High Returns
🔹 Government Guarantee Wala Secure Plan
🔹 Tax Benefits Available
🔹 Loan aur Bonus Facility
Postal Life Insurance Premium Table PDF Kya Hai?
PLI Premium Table PDF ek official document hai jo different PLI plans ke monthly premium rates, policy terms, aur sum assured details ko dikhata hai.
Is table se aap apne age, plan aur sum assured ke hisaab se premium calculate kar sakte hain.
Postal Life Insurance Ke Plans Aur Premium Rates
PLI ke kai alag-alag plans hote hain, jo alag needs aur financial goals ke hisaab se design kiye gaye hain.
1. Whole Life Assurance (Suraksha)
✅ Minimum Age: 19 Years
✅ Maximum Age: 55 Years
✅ Sum Assured: ₹20,000 – ₹50 Lakh
✅ Maturity: Policyholder ki death par full sum assured + bonus
📌 Premium Example: Agar aap 30 saal ke hain aur ₹5 lakh ka insurance le rahe hain, to premium ₹800-₹900 per month ho sakta hai.
Postal Life Insurance Premium Table PDF (Whole Life Assurance (Suraksha)):
2. Endowment Assurance (Santosh)
✅ Minimum Age: 19 Years
✅ Maximum Age: 55 Years
✅ Sum Assured: ₹20,000 – ₹50 Lakh
✅ Maturity: Fixed term ke baad full sum assured + bonus
📌 Premium Example: Agar aap 30 saal ke hain aur ₹5 lakh ka plan le rahe hain, to premium ₹1,000-₹1,100 per month ho sakta hai.
Postal Life Insurance Premium Table PDF (Endowment Assurance (Santosh)):
3. Convertible Whole Life Assurance (Suvidha)
✅ Minimum Age: 19 Years
✅ Maximum Age: 50 Years
✅ Sum Assured: ₹20,000 – ₹50 Lakh
✅ Maturity: Policy ko endowment plan mein convert karne ka option
📌 Premium Example: 30 saal ke aadmi ke liye ₹5 lakh ka plan ka monthly premium approx ₹800 ho sakta hai.
Postal Life Insurance Premium Table PDF (Convertible Whole Life Assurance (Suvidha)):
4. Anticipated Endowment Assurance (Sumangal)
✅ Money-back Policy (5, 10, 15 Saal Mein Returns)
✅ Sum Assured: ₹1 Lakh – ₹50 Lakh
✅ Maturity: Fixed term ke baad remaining sum + bonus
📌 Premium Example: 30 saal ke vyakti ke liye ₹5 lakh ka plan ka premium ₹1,200-₹1,400 per month ho sakta hai.
Postal Life Insurance Premium Table PDF (Anticipated Endowment Assurance (Sumangal):
5. Children Policy (Bal Jeevan Bima)
✅ Parents ka PLI hona zaroori
✅ Child ki age 5-20 saal ke beech honi chahiye
✅ Sum Assured: ₹3 Lakh Tak
📌 Premium Example: ₹1 lakh sum assured ka monthly premium ₹400-₹500 ho sakta hai.
Postal Life Insurance Premium Table PDF (Children Policy (Bal Jeevan Bima):
PLI Ka Premium Kaise Bharen?
Aap PLI premium alag-alag tareeke se bhar sakte hain:
✅ Online Payment: India Post ki website ya IPPB (India Post Payments Bank) app ke through
✅ Post Office Visit: Nearest post office mein jaake
✅ Auto-Debit Facility: Bank se direct deduct kar sakte hain
✅ Pay via Agents: Authorized PLI agents ke through
Postal Life Insurance Ke Benefits
✔️ Government-Backed Policy – 100% Secure
✔️ Market Se Low Premium – Zyada Benefits
✔️ Tax Savings under Section 80C
✔️ Loan Facility Available
✔️ High Bonus Rate Compared to Other Plans
Conclusion: Kya PLI Aapke Liye Best Hai?
Agar aap government employee, PSU worker ya semi-government sector ke employee hain, to Postal Life Insurance ek best aur secure investment option hai.
Agar aap PLI Premium Table PDF download karna chahte hain ya premium calculate karna chahte hain, to India Post ki official website par visit karein ya nearest post office se contact karein.
Aur Bhi Blogs Ka Liya:
Bank of Maharashtra Demat Account
Bank of Maharashtra Insurance Policy
Bank of Maharashtra Vehicle Loan