| Annual Fee | Rs. 199 (waived off on spending Rs. 50,000 in the previous year) | No Annual Fee | Rs. 500 (waived off on spending Rs. 1.5 lakh in the previous year) | No Annual Fee | Rs. 199 (waived off on spending Rs. 50,000 in the previous year) | Rs. 500 (waived off on spending Rs. 1.25 lakh in the previous year) | |
| Welcome Benefit | None | Rs. 100 Amazon Pay Gift Card | Complimentary Provogue tie on joining | None | None | Rs. 500 My Cash on first transaction with the card | |
| Rewards | 2 PAYBACK Points on every Rs. 100 spent | 5% back on Amazon for Amazon Prime members, 3% back for non-Prime members, 2% back on 100+ Amazon Pay partner merchants, 1% back on other transactions | 2 PAYBACK Points on every Rs. 100 spent | None | 2 PAYBACK Points on every Rs. 100 spent, 5% cashback on fuel at HPCL pumps | Up to 5% MMT Cashback on MakeMyTrip transactions | |
| Milestone Benefits | None | None | Up to 20,000 bonus PAYBACK Points on annual spends | None | None | Rs. 500 My Cash on spending Rs. 1.25 lakh in a year | |
| Fuel Surcharge Waiver | 1% fuel surcharge waiver on fuel transactions (max Rs. 400/month) | 1% fuel surcharge waiver on fuel transactions (max Rs. 100/month) | 1% fuel surcharge waiver on fuel transactions (max Rs. 400/month) | 1% fuel surcharge waiver on fuel transactions (max Rs. 400/month) | 1% fuel surcharge waiver on fuel transactions at HPCL pumps (max Rs. 100/month) | 1% fuel surcharge waiver on fuel transactions (max Rs. 500/month) | |
| Dining Discounts | None | None | Minimum 15% savings on dining at participating restaurants | None | None | None | |
| Movie Discounts | Buy 1 Get 1 free movie ticket through BookMyShow (up to Rs. 100) on weekends | None | Buy 1 Get 1 free movie ticket through BookMyShow (up to Rs. 250) on weekends | None | None | None | |
| Travel Benefits | None | None | Complimentary access to select airport lounges in India | None | None | Complimentary airport lounge access and MakeMyTrip vouchers worth Rs. 5,000 on joining | |
| EMI Options | Yes | Yes | Yes | Yes | Yes | Yes | |
| International Usage | Yes | Yes | Yes | Yes | Yes | Yes | |
| Joining Bonus | None | Rs. 500 Amazon Pay Gift Card | Complimentary tie worth Rs. 999 on joining | None | None | MakeMyTrip vouchers worth Rs. 2,000 on joining | |
| Foreign Currency Markup Fee | 3.50% | 3.50% | 3.50% | 3.50% | 3.50% | 3.50% | |
| Contactless Payment | Yes | Yes | Yes | Yes | Yes | Yes | |
| Cash Withdrawal Fee | 2.50% | 2.50% | 2.50% | 2.50% | 2.50% | 2.50% | |
| Insurance Benefits | None | None | Complimentary air accidental death insurance of Rs. 50 lakhs | None | None | Complimentary air accidental death insurance of Rs. 50 lakhs and lost card liability of Rs. 50,000 | |
| Add-On Cards | Yes | Yes | Yes | Yes | Yes | Yes | |
