LIC Jeevan Labh 836 Premium and Maturity Calculator: Ek Complete Guide!
LIC Jeevan Labh Plan 836 ek limited premium paying endowment policy hai jo wealth creation aur insurance cover dono ka best combination provide karta hai. Agar aap bhi is plan ko lena chahte hain ya phir apni maturity amount aur premium calculate karna chahte hain, to yeh blog aapke liye helpful hoga.
Is blog me hum LIC Jeevan Labh 836 ke premium aur maturity amount ka calculation kaise hota hai, iska detail explanation denge aur ek calculator ka code bhi share karenge jo aap WordPress me use kar sakte hain.
LIC Jeevan Labh 836 Policy Key Features
✅ Limited Premium Payment: Aapko policy term se kam saal tak premium bharna padta hai.
✅ Guaranteed Maturity Benefits: Policyholder ko maturity par Sum Assured + Bonus + Final Additional Bonus (FAB) milta hai.
✅ Risk Cover: Policy duration ke dauraan agar policyholder ki death ho jati hai, to nominee ko Sum Assured + Bonus diya jata hai.
✅ Loan Facility: Aap policy ke against loan bhi le sakte hain agar minimum 3 saal premiums pay ho chuke ho.
✅ Tax Benefits: Income Tax Act 80C & 10(10D) ke tahat tax free maturity aur premium deduction ka benefit milta hai.
LIC Jeevan Labh Premium Calculation
LIC Jeevan Labh plan me premium age, sum assured aur policy term ke basis par decide hota hai.
📌 Formula:
Annual Premium = (Basic Sum Assured * Premium Rate per 1000 SA) + Taxes
Example ke taur par 30 saal ke vyakti jo 10 lakh sum assured ka plan le raha hai, uska estimated premium structure kuch is tarah hoga:
LIC Jeevan Labh Maturity Calculation:
Maturity amount ka calculation Sum Assured + Reversionary Bonus + Final Additional Bonus ke basis par hota hai.
📌 Formula:
Maturity Amount = Sum Assured + Accrued Bonus + Final Additional Bonus (FAB)
Example ke liye agar ek 10 lakh Sum Assured wala plan lete hain, to maturity ka structure kuch is tarah ho sakta hai:
LIC Jeevan Labh 836 Premium & Maturity Calculator:
Aur Bhi Jankari Ka Liya – LIC Jeevan Labh 836 Premium and Maturity Calculator:
FAQ: LIC Jeevan Labh 836 Se Jude Sawal
Q1: LIC Jeevan Labh policy ka loan facility kab available hota hai?
A1: Jab policy me 3 saal ka premium pay ho jata hai tab loan le sakte hain.
Q2: LIC Jeevan Labh policy me bonus kaise milta hai?
A2: LIC har saal reversionary bonus declare karti hai jo maturity ke time add hota hai.
Q3: LIC Jeevan Labh surrender karne par kya milega?
A3: Surrender par surrender value milegi jo paid premium aur bonus ke basis par calculate hoti hai.
Conclusion: LIC Jeevan Labh 836 Premium and Maturity Calculator
LIC Jeevan Labh Plan ek behtareen savings aur protection plan hai jo maturity par high returns provide karta hai. Agar aap policy premium aur maturity amount calculate karna chahte hain, to upar diya LIC Jeevan Labh 836 Calculator ka use karein aur informed decision lein! 👍
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