LIC Jeevan Umang Calculator: Lifetime Income Aur Security Ka Best Plan!
LIC Jeevan Umang ek unique life insurance plan hai jo whole life coverage ke saath annual survival benefits bhi deta hai. Ye plan insurance aur investment dono ka faayda dene ke liye design kiya gaya hai. Agar aap long-term financial security chahte hain, to LIC Jeevan Umang ek best option ho sakta hai.
Is blog me hum LIC Jeevan Umang Calculator ke baare me jaanenge jo aapko policy premium aur maturity benefits calculate karne me madad karega.
LIC Jeevan Umang Plan Kya Hai?
LIC Jeevan Umang ek non-linked, whole life insurance plan hai jo 100 saal tak ka coverage deta hai aur saath hi policy term ke baad har saal 8% survival benefit deta hai. Yadi policyholder ki 100 saal ki age tak pahunchne se pehle mrityu ho jati hai, to nominee ko sum assured + bonus milta hai.
✔ Guaranteed Annual Payouts (8% of Sum Assured)
✔ 100 Saal Tak Life Cover
✔ Maturity Par Lumpsum Payment
✔ Death Benefit with Bonus
✔ Loan Facility Available
LIC Jeevan Umang Calculator Kaise Kaam Karta Hai?
Ye calculator aapko estimated premium, annual payout, aur maturity benefits batata hai. Aapko sirf ye details dalni hogi:
✔ Sum Assured (Kitni Insurance Coverage Chahiye)
✔ Policy Term (15, 20, 25, 30 Saal)
✔ Age of Policyholder
✔ Premium Payment Frequency (Yearly, Half-Yearly, Monthly)
Calculator turant estimated premium, survival benefits, aur maturity value batayega.
LIC Jeevan Umang Calculator:
Aur Bhi Jankari Ka Liya:-
FAQ: LIC Jeevan Umang Se Jude Sawal
Q1: LIC Jeevan Umang me kitna minimum aur maximum sum assured hota hai?
A1: Minimum sum assured ₹2 lakh hai, aur maximum limit nahi hai.
Q2: Kya LIC Jeevan Umang ek tax-free plan hai?
A2: Jeevan Umang me premium par Section 80C ka benefit milta hai aur maturity amount Section 10(10D) ke under tax-free hoti hai.
Q3: Kya LIC Jeevan Umang plan me loan facility available hai?
A3: Haan, aap is policy par loan le sakte hain agar aapne policy ke premium timely pay kiya hai.
Q4: Policy lapse hone ke baad renew kaise karein?
A4: Grace period ke baad aapko revival charges aur medical check-up ke saath policy wapas active karni hogi.
Q5: Kya mai LIC Jeevan Umang plan cancel kar sakta hoon?
A5: Haan, aap surrender value ke saath policy cancel kar sakte hain, lekin ye option sirf certain policy term complete hone ke baad available hota hai.
Conclusion
Agar aap long-term financial security aur lifetime income chahte hain, to LIC Jeevan Umang aapke liye ek best option hai. Ye pension aur insurance dono ka best combination hai jo aapko ek surakshit bhavishya dene me madad karega.
Hamare LIC Jeevan Umang Calculator ka use karein aur apni estimated pension aur maturity value calculate karein. Aaj hi apni LIC policy plan karein aur secure bhavishya ka pehla kadam badhayein!
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