HDFC Personal Loan

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hfdc bank personal loan interest rate

HDFC Bank is one of the top commercial banks in India and also the largest in India. HFDC bank provides all types of loans. It is a well-established brand and is available in every city in India. In large cities, you will find 10 to 15 branches of hdfc banks. It is lot easier to get services of personal loan from HDFC bank.

Hdfc bank is also providing very competitive Personal loan rates of Interest of Indian customers. HDFC bank also provides online loan services for quick disbursal. Loans4dreams have a tie-up with HDFC banks for providing personal loan services to our customer in a quick and easy way.

The application for a personal loan at HDFC bank is very simple and easy. Generally, the approval and sanction are done very query at hdfc bank for a personal loan of customers. HDFC Bank is a very active service provider for a personal loan. They also have low penality charges on personal loans.

hdfc personal loan eligibility

Interest Rate

10.50% - 21.00%

Loan Amount

Up to Rs. 40 lakhs

Repayment  Tenure

Up to 5 years

Applicant Age

21 – 60 years

Income Criteria

Salary Account in HDFC: Minimum Rs. 25,000 per month

Salary Account in other banks: Minimum Rs. 50,000 per month 

Documents Needed for HDFC Personal Loan
Pan card

Residence Proof- Aadhar, Passport, Driving License, Voter ID, Utility Bills & Rent Agreement

Identity and Age Proof

Bank Statement (Latest 6 Months)

Salary Slips (Latest 3 months)

Completely filled personal loan form & Passport Size Color Photo

Form 16 or ITR of last 2 years.

Benefits of HDFC Personal Loan

Multipurpose use

Being multipurpose in nature, it is a most desirable option in terms of financial product. As compared to other types of loan, it can be used for various purposes like renovating your home, marriage related expenses, a family vacation, meeting unexpected medical expenses or any other emergencies.

Minimum & Simple Documentation

To avail personal loan, you have to give very less documents unlike home loans. Therefore, it takes less time to get the personal loan.

Quick Approval

Since less documentation is required, they get instant approval from source bank. Personal loans are quickest & easiest to get approval as compared to other loans.

Unsecured Loan (Collateral Free)

The online personal loan is an unsecured loan which means that the borrower does not have to provide any collateral to the lenders. You don’t have to explain to the bank where you want to use the personal loan amount.

Why HDFC Bank Loan Services is better than other Banks?

  • It is one the top bank in India
  • Easy and quick Approval
  • Service for Personal loans is best
  • Pan India Presence
  • Low Penalty Fees
  • Low Rate of Interest
  • Top Loan facilities available
  • Foreclosure Charges are Less
  • Easy way for EMI Payment


Is there a minimum loan amount?

Yes, though the exact amount varies from one bank to another bank. Most lender have set their minimum personal loan principal amount at Rs. 30,000.

How to Get HDFC bank Personal Loan?

HDFC Bank checks for the below-mentioned factors while processing your personal loan application:
Credit Score
Employment Type & Employer
And your current relationship with the bank

What is the minimum employment history requirement to avail of HDFC Bank Personal Loans?

The salaried employees must be working with the same organization for at least 6 months

How much time will HDFC Bank take to process my personal loan application?

It can be processed within one day for eligible applicants. Upon approval, Pre-approved HDFC Bank customers can get the amount in their account within 10 seconds. Non-HDFC Bank customers can get the loan same day if every documents are submitted on time

Do I need to be an existing customer of the Bank to get their personal loan?

It is not necessary but only thing is that the existing customers get loan easily and quickly due all the records available with bank

Following is our Contact form to get HDFC Personal loan services quickly and easily:-